Independent Fee-Only Financial Planning
Our Planning Services
What I can do for you as a Certified Financial Planner Practitioner:
Aid you in compiling a complete financial statement and in setting goals
A doctor consulted about a physical ailment usually begins by taking a complete medical history. A CFP(tm) professional also takes the professional approach by helping complete a comprehensive and confidential financial analysis. Specialized training and experience enables me to know what questions to ask when helping you define your personal goals.
Analyze relevant aspects of your current financial picture
Your financial situation has many components (assets, income, insurance, taxes, business interests, wills, etc.) which will benefit from careful scrutiny and analysis in light of your objectives. I also consider how the current legal, tax and economic environments affect your objectives.
Identify weaknesses and recommend improvements
The CFP(tm) practitioner's objective is to help you get the most out of every dollar by designing a strategy which will overcome any weakness in your present program, and provide specific recommendations to help you achieve your financial objectives. Of course, there is no guarantee that your objectives will be met.
Coordinate and implement your plan
Any financial plan, no matter how impressive or well designed, is worthless unless it is implemented. This is the true talent of a good CFP(tm) practitioner: seeing that all the elements of your plan are put into effect and that the work of specialists, such as your attorney or accountant, are coordinated on your behalf.
- Independent Advice from on staff CFP licensee, MBA, CFA, and AAMS.
- A comprehensive or "just what I need" approach.
- Retirement, Estate, Tax, Investment, College and Insurance planning.
- Stock options, early retirement and portfolio risk and performance analysis are specialties.
First meeting is at no-cost, $1,000 minimum planning fee for new clients.
Independent Resources on the How and Why of Financial Planning
- How a Certified Financial Planner can help you and how to choose the right one
- Real Life Examples of How Financial Planning Pays Off
- General Information about Financial Planning
- Learn how to find a Certified Financial Planner (CFP) licensee who puts your needs first
- 10 Questions to Ask your Financial Planner
- Managing the relationship between you and your advisor
- Selecting an investment advisor- The investor's right to know
- Why select a Chartered Financial Analyst (CFA) charterholder?
I Need to Know About...
- Comprehensive Financial Planning
- Retirement Planning
- Education Funding
- Estate Planning
- Cash Management and Budgeting
- Employee Benefits
- Planning for Business Owners
- Investment and Asset Management
- Tax Planning
- Insurance
- Planned and Charitable Giving
- Elder and Long-Term Care Planning
- Stock Option Financial Planning
- Learn how to evaluate investment portfolio performance
- Managing the relationship between you and your advisor
- The value of an annual report
- Defining your investment objectives
- A quick look at proxy statements
What You Should Know About Retirement
- Our Retirement Center
- Retirement - Planning for an Unplanned Retirement
- Retirement Income Projections - Getting Useful Numbers
- Investment Risk: A Short Course
- Tax Tips for Early Retirement
- Long Term Care:A discrepancy between fact and fiction
- The Changing Face of Retirement
- Insurance Information for Retirees
- Comfortable Retirement
- Long Term Care Insurance- Smart Ways to Save
- Long term care brochure from the Financial Planning Association
- Questions for Your Retirement
Our Free Retirement and Investment Calculators
- What will my expenses be after I retire?
- How will taxes and inflation affect my savings?
- Full directory of our dozens of free investment calculators.